10.0 Refunds If a player wishes to withdraw from a program, registration fees will be refunded as follows:

Before October 1st - 90% of annual fee

Before November 1st -  70% of annual fee

Before December 1st - 60% of annual fee

Before January 1st - 50% of annual fee

There will be no refunds after January 15th unless: 1. the player is injured and cannot participate in the rest of the season; 2. the player is moving out of Yellowknife.

All refunds will be subject to a deduction of the insurance fee of $50 after the percentage is calculated and a processing fee of $25 after the percentage above is calculated. Players under suspension by the Association, Hockey NWT, Hockey North or Hockey Canada are not eligible for a refund.