If a player withdraws before using any ice time, a full refund will be issued by HHRA minus Administrative fees where applicable (i.e., credit card fees). A prorated refund will only be considered up until November 1st, after which no refund will be given. Players that are no longer permitted to play for medical reasons may be considered for prorated refunds on a case-by-case basis at the discretion of the HHRA Executive.